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Locations

Public Adjusters in California.
Offices Across the West.

Blue Star Adjusters is a licensed public adjuster in California, CA DOI License No. 6015234, with its head office in Sacramento and offices in Santa Monica and San Francisco. The firm also holds licenses in Nevada, Oregon, Washington, Arizona and Colorado. A senior adjuster leads every claim, from the first call to the final settlement. We represent the insured only.

Local Codes. Local Contractors.

With offices in Santa Monica, Sacramento, San Francisco, Reno, Portland, Seattle, and Scottsdale, we know your community, your local codes, and your local contractors.

Schedule a Free Review Call (888) 971-2524
  • No upfront cost
  • You always have final say on any settlement
  • CA DOI License No. 6015234

§ 01

Find Your Office and Its Local Number.

Call the office nearest the property. You reach the same firm and the same standard. Every claim gets a senior adjuster, start to finish.

Our firm licenses are listed state by state below. Call any line and we’ll tell you at the free review whether we can take your claim.

We represent the insured only.

No upfront cost. We’re paid a percentage of what we recover.

Schedule a Free Review

What the Carrier Offered. What We Recovered.

Los Angeles house fire, full strip out. Offered $38,000. Settled at $276,000.

Results reflect specific losses and policies. Past results don’t guarantee a similar outcome.

The carrier’s first number is a starting point. We scope the loss trade by trade and price it to current code.

More claim results

§ 02

6 states

Licensed Public Adjusters in California and Five More States.

Blue Star Adjusters LLC holds a public adjusting firm license in each state below. Each state writes its own rules for public adjusters. Here is one worth knowing in each.

  • California

    6015234

    Sacramento, Santa Monica, San Francisco

  • Nevada

    4263596

    Reno

  • Oregon

    3004448214

    Portland

  • Washington

    1382428

    Seattle

  • Arizona

    3004469742

    Scottsdale

  • Colorado

    969283

    Colorado line

Cal. Ins. Code 15027 and 15027.1

California. Your Right to Cancel.

You may cancel within three business days of signing and receiving the contract, or five calendar days if your property is in a declared catastrophic disaster area. Our fee can never leave you with less than your insurer had already paid before you hired us.

In an area hit by a catastrophic disaster, a public adjuster can’t solicit a homeowner until seven calendar days after the loss producing event ends. That rule doesn’t apply when you call us first.

NRS 684A.165

Nevada. No Legal Advice.

Nevada law bars adjusters from giving legal advice. When your claim needs counsel, we work alongside your attorney.

Oregon Division of Financial Regulation

Oregon. Check Before You Sign.

Oregon licenses adjusters through its Division of Financial Regulation. Our firm license is 3004448214. Look it up with the Division before you sign anything.

Washington Office of the Insurance Commissioner

Washington. Underinsurance Is Common.

After the August 2023 Gray and Oregon Road fires, the Commissioner’s review found 244 of 355 significant dwelling claims paid out their full limits. The 169 homes with extended replacement cost coverage recovered more than the policy limit. That is why we read the whole policy, endorsements included, before we scope the loss.

ARS 20-321.02

Arizona. We Measure. Your Contractor Builds.

Arizona bars adjusters from taking any part, directly or indirectly, in repairing property on a claim they adjust. We measure and negotiate. Your contractor builds.

When a Public Adjuster May Not Be Worth It

On a small loss, or when the carrier’s offer is already fair, our fee may outweigh what we add. We’ll tell you so at the free review, before you sign anything.

Schedule a Free Review Call (888) 971-2524

Questions About Public Adjusters in California

Do public adjusters in California need a license?

Yes. California requires public adjusters to be licensed, bonded and tested. Ours is CA DOI License No. 6015234.

How do I check a public adjuster’s license?

Use the California Department of Insurance license number search. Enter the number without spaces. Do it before you sign, with us or anyone else.

Check a license with the California Department of Insurance

What restrictions apply to public adjusters after a disaster in California?

A public adjuster can’t solicit you while the loss is under way. For a home in a catastrophic disaster area, solicitation has to wait until seven calendar days after the loss producing event ends, unless you make the first call. No public adjuster may solicit or contact you between 6 PM and 8 AM unless you ask.

What cancellation rights do I have after signing?

In California, three business days after you sign and receive the contract. If your property is in a declared catastrophic disaster area, you have five calendar days.

How are public adjuster fees structured in California?

No upfront cost. We’re paid a percentage of what we recover. The percentage is written into the contract before we start, and in California our fee can never leave you with less than your insurer had already paid before you hired us.

Public adjuster fees, explained

Can I hire a public adjuster after a denial or a partial payment?

Often, yes. If you already have an offer, it’s usually not too late. Bring the denial letter or the offer to the free review and we’ll tell you whether we can add value, and why.

Denied or underpaid claims

Related

Call Before the Carrier Sets the Narrative.

Your insurance company has an adjuster protecting their interests. You have the right to one too.

Schedule a Free Review Call (888) 971-2524

Monday to Friday, 9 AM to 5 PM Pacific.

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