Licensed · Trusted · Local
Your Claim. Our Fight.
We level the playing field.
Blue Star Adjusters exists because the old way wasn't good enough. Our experience isn't new. We bring years at the top of the industry and the conviction to finally do it right.
"You quickly learn that the allegiance of the insurance company is to its shareholders, not to its insured. Blue Star Adjusters' help and caring made our marriage, and our children's lives, much less stressful than it otherwise would have been."
Alan Silver, Esq. & Cheryl Silver, Homeowners
About Blue Star Adjusters
Blue Star Adjusters exists because the old way wasn't good enough. Our founder brings years at one of the nation's leading public adjusting firms , and the hard-won insight to know exactly what needed to change.
We left a legacy firm to build something leaner, more responsive, and 100% focused on you, without the bureaucracy that slows claims down. When disaster strikes your home or business, the insurance company sends their own adjuster paid to protect their bottom line. Blue Star Adjusters is on your side, working to maximize every dollar you're owed.
Over 30 years in restoration and development. Top producer at an industry-leading public adjusting firm. We know what it costs to rebuild, and we make sure your insurer pays it.
Our team is experienced in every aspect of residential and commercial claims. We're ready to handle any catastrophe, from house fires and water damage to earthquakes and firestorms.
With offices in Santa Monica, Sacramento, San Francisco, Reno, Portland, Seattle, and Scottsdale, we understand your community, your local codes, and your local contractors, knowledge that translates to bigger settlements.
Our team brings deep experience in every aspect of residential and commercial claims: policy language, coverage interpretation, and negotiation strategy , applied to every claim we handle.
We eliminate the fundamental problem with insurance company adjusters: one person representing two sides of a financial negotiation. Our sole allegiance is to you.
With offices in Santa Monica, Sacramento, San Francisco, Reno, Portland, Seattle, and Scottsdale, we understand your community, your local codes, and your local contractors, knowledge that translates to bigger settlements.
Client Story
"I quickly learned that I was no match for all the roadblocks the insurer set up in order to reduce their exposure. Insurance companies like to collect premiums but do not graciously pay the insured what is rightfully theirs."Irving Cooper, Homeowner
Our Services
Recovering from a disaster is overwhelming enough without navigating complex insurance policies alone. Our professionals handle every aspect of your claim, so you can focus on your family and your life.
We conduct a comprehensive review of your insurance policy and assist you in understanding and complying with all of its requirements, including the fine print insurers hope you'll overlook.
Our building experts prepare detailed, thorough estimates of all damages to your home, estimates that reflect the true cost of restoration, not the insurer's minimum acceptable payout.
We identify and quantify code upgrade costs that may be covered under your policy, a significant source of recovery that most homeowners and insurance company adjusters miss entirely.
We analyze all contractor estimates by preparing a formal bid comparison, identifying any omissions that would leave money on the table during the reconstruction of your property.
Our inventory specialists document all household belongings with special attention to antiques, fine arts, collectibles, and other items requiring specialized valuation expertise.
We quantify the additional living expenses you're entitled to while displaced, ensuring your family can live comfortably in the manner you are accustomed, at no out-of-pocket cost to you.
We present your itemized claim package to your insurer with your approval, and serve as your advocate at every inspection, meeting, and negotiation, with your interests as our only priority.
You'll hear from us at every step of the process. No wondering where your claim stands. We keep you informed so there are no surprises and no stressful gaps in information.
We drive the entire process with a proactive claim management strategy designed to maximize your financial recovery. We are not satisfied until we've exhausted every avenue of compensation.
Our Process
Call us at any time to discuss your claim at no cost or obligation.
We identify all avenues of recovery available under your policy.
We participate in determining the full scope of your loss from day one.
We prepare and present a detailed, itemized claim package on your behalf.
We negotiate proactively to get you the most money as fast as possible.
Side-by-Side
| Category | Blue Star Adjusters | Handling It Yourself |
|---|---|---|
| Experience | ✓Decades of claims experience with building, inventory, and legal specialists | Probably your first and only loss, with no prior experience to draw from |
| Inventory | ✓Inventory experts with extensive databases ensure nothing is missed, including fine arts and antiques | Emotional ties to personal property make thorough documentation difficult; likely to miss claimable items |
| Building Scope | ✓We dictate scope using hundreds of prior claims; familiar with fire vs. new construction standards | Insurance company determines scope and chooses the contractor, protecting their interests, not yours |
| Control | ✓We dictate the manner and method of the entire adjustment process, proactively, not reactively | The insurance company controls the process end to end |
| Cost | ✓Percentage of settlement. Our incentive is to maximize your recovery | Likely smaller recovery; monetary loss from missed coverages; emotional rush to settle can reduce your payout |
| Speed | ✓Strong financial incentive to expedite settlement on your behalf | Insurers are rarely motivated to pay quickly |
| Final Say | ✓You always have final say on any settlement | You have final say, but far less information to make the right decision |
Client Feedback
"Not only were you thorough and knowledgeable about the asset listing and the prices, but you were kind, patient, and understanding. You seemed to know when my wife was getting exhausted by the process and called a break at just the right moment. I am impressed and amazed at your tenacity and your understanding."James T. Danaher, Homeowner
Why Blue Star Adjusters
Most homeowners don't realize they have the right to hire their own adjuster, someone who works for them, not the insurance company. Independent journalism and consumer advocates consistently recommend public adjusters for any significant property claim.
Blue Star Adjusters brings that independent advocacy together with deep experience in every aspect of residential and commercial claims, ready to fight for every dollar you deserve.
"If you have any sort of significant homeowner property claim, we recommend that you not file a claim without having a public adjuster to represent your interests."
"Public adjusters may charge as much as 10 percent of the insurance settlement, but they often pay for themselves by speeding the settlement and by getting you more money from the insurance company than you'd have gotten on your own."
"Insurers are pressuring their claims adjusters to keep damage claim payouts at or below the industry average. A public insurance adjuster safeguards the interests of the consumer."
Six Strong Reasons
Unlike the adjuster sent by your insurance company, our sole obligation is to you. There is no conflict of interest, no divided loyalty between you and the insurer's balance sheet.
Remember, the tallest buildings in our major cities are named after insurance companies, as are our stadiums and arenas. That wealth came from somewhere.
Our ability to affect your outcome diminishes with time. Involving us from the beginning of your claim, before any missteps are made , consistently produces the best results.
Your claim is handled by a full team: building estimators, inventory specialists, accountants, and licensed public adjusters working in concert. Not a single generalist on their own.
You can call us at any time to discuss the details of your claim at absolutely no cost. We'll tell you exactly what we can do, and you decide whether to proceed, with no pressure.
Blue Star Adjusters is a new firm, built intentionally by a veteran of one of the nation's leading public adjusting firms. You get the benefit of deep industry experience without the outdated methods that come with it.
We are compensated as a percentage of your settlement, typically 10–20%. This means our incentive is perfectly aligned with yours: the higher your recovery, the better for both of us.
Past Clients
Our reference list spans over 4,000 satisfied clients. Here is a small selection of well-known names we have had the honor of serving.
The New Way to Settle Claims
"Your insurance company has an adjuster protecting their interests. You have the right to one too."
We level the playing field, and we fight to make sure you get every dollar you're owed. Call us today for a free, no-obligation consultation.
Call 800.248.3888 Email Us 800.248.3888*It is not unusual for a public adjuster to recover 50% or more for the policyholder than what was initially offered by the insurance company. Source: Wikipedia.
Free Consultation
Share the basic facts of your property claim so Blue Star Adjusters can review the situation and follow up with the right next step.