Your Adjuster. Your Advocate.

Michael Rapport, Public Adjuster.

Founding Principal, Blue Star Adjusters.

Michael Rapport is a licensed public adjuster and the founder of Blue Star Adjusters. Before he founded Blue Star, he was a top producer at one of the nation’s leading public adjusting firms, across hundreds of losses. He works for policyholders, never for the insurance company. On every Blue Star claim, a senior adjuster leads from the first call to the final settlement.

  • No upfront cost
  • You always have final say on any settlement
  • CA DOI License No. 6015234
Michael Rapport, Founding Principal of Blue Star Adjusters, portrait

The Record. Michael Rapport, Public Adjuster.

  • Michael Rapport, public adjuster. Founding Principal, Blue Star Adjusters. Head office at 1610 R Street, Suite 300, Sacramento, California 95811.

  • Top producer at one of the nation’s leading public adjusting firms, across hundreds of losses.

  • Michael Rapport’s personal license. CA DOI License No. 2B60428.

  • Firm licenses, Blue Star Adjusters LLC. California 6015234 · Nevada 4263596 · Oregon 3004448214 · Colorado 969283 · Washington 1382428 · Arizona 3004469742.

  • NAPIA and PCAPIA member. Blue Star Adjusters belongs to NAPIA and PCAPIA.

  • We represent the insured only. Never the carrier.

Check a license with the California Department of Insurance

Line by Line.

On every claim, the job is the same: forensically measure the loss to return the property to its condition before the loss.

  • He reads the carrier’s estimate line by line, looking for what it left out.

  • He knows where upgrade costs hide, from seismic bracing to fire sprinklers, and prices them against the ordinance or law coverage limit printed in your policy.

  • On a commercial loss, what the building department will require often decides the scope. We meet building officials early, so the rebuild scope reflects what the city will actually require.

Will You Be Handling My Claim Personally?

A senior adjuster leads your claim from the first call to the final settlement, and it stays with that person the whole way. You’ll have one person to call, and that person will know your file.

That adjuster leads the policy review, the scope of the loss, the claim package and the negotiation with your insurer. You always have final say on any settlement.

How a claim with Blue Star runs

“I’ve stood on both sides of a construction set of plans, as a developer who builds, and as a public adjuster who fights to make policyholders whole. That dual background is the reason clients hire me and Blue Star Adjusters.”

Michael Rapport, Founding Principal, Blue Star Adjusters
Construction plans and drawings spread on a table (illustrative)
Fire-damaged coastal home reduced to its frame and rubble
Field photograph

Your Claim. Our Fight.

What the Carrier Offered. What We Recovered.

  • Los Angeles house fire, full strip out.

    Offered $38,000. Settled at $276,000.

  • Smoke damage.

    Offered $17,000. Settled for about $1.1 million. An industrial hygienist proved combustion byproducts in the porous materials and doors.

  • 800 square foot apartment fire, started by a computer.

    Settled for nearly $200,000, including the tongue and groove ceiling and smoke mitigation for the neighboring unit.

Results reflect specific losses and policies. Past results don’t guarantee a similar outcome.

More claim results

Questions About Michael Rapport and Blue Star

Is Michael Rapport a licensed public adjuster?

Yes. Michael Rapport’s personal license is CA DOI License No. 2B60428. Blue Star Adjusters LLC holds its own licenses in six states, including CA DOI License No. 6015234 in California. You can check either number on the California Department of Insurance license search.

What are your claim adjusting credentials?

Michael Rapport was a top producer at one of the nation’s leading public adjusting firms before founding Blue Star. He has worked hundreds of losses, from single family homes to commercial properties, and he checks every carrier estimate against what the rebuild will actually cost.

What does a public adjuster do?

A public adjuster is a licensed adjuster who works for the policyholder, not the insurance company. We read your policy, measure and document the loss, build the claim and negotiate the settlement with your insurer. You decide on every offer.

How does a public adjuster work?

Is it worth hiring a public adjuster?

It depends on the size of the loss and the gap between the offer and the real cost. A carrier’s first estimate may leave out the code upgrades the city will require. If your loss is small or the offer is fair, we’ll tell you at the free review.

Is a public adjuster worth it?

How is Blue Star paid?

No upfront cost. We’re paid a percentage of what we recover. The free review costs nothing and carries no obligation.

Public adjuster fees, explained

Call Before the Carrier Sets the Narrative.

Your insurance company has an adjuster protecting their interests. You have the right to one too.

No upfront cost. We’re paid a percentage of what we recover.

Call (888) 971-2524 Free Review